Test Your Setup

When you have completed your integration it is important to test your setup. If you want to perform a quick test Bambora Checkout offers an easy way to perform a test transaction. When the payment window is shown press Ctrl + q to shown to available test cards. Click the desired card to fill the input fields. This menu can also be invoked an a mobile device by shaking the device.

Available test cards

Use the cards in the table below to test different card type in your application. You can use different cards to generate corresponding transaction responses.

Approved and Declined Responses

The following cards can be used to generate simulate test transaction responses.

Card Type Card Number
VISA4005550000000001
MasterCard5123456789012346
AMEX345267535652639

Approved Response - with Timeout

Card Number Response Daily Details Example
5123 4561 2345 6787ApprovedSimulates a time-out/delay. If used in API testing, the delay happens after the transaction is submitted to the Bambora transaction switch (DTS). This can be used to simulate a time-out where the client is using query to find the status of a transaction, or where a client is submitting a void/reversal in the case of a time-out. The cents value sent will dictate how many seconds delay within the API response to simulate.To simulate a 35 second delay, you can use 10.35 or 1.35 etc.. (dollar value can be anything). To simulate a 90 second delay, you can use 10.90 etc.

Declined Response

To simulate decline response as per the below table where a specific card number simulates a specific response code, enter any value for the amount, expiry date,CVN and cardholder name. i.e entering Visa card number 4123456789010145 with any amount will generate a decline response of 14.

All Decline codes range from 1 to 999. A lot of these are reserved for future use and so do not appear here.Please obtain the latest ‘Bank and Bambora Response Codes’ document for more detail on the responses.

This list does not contain all the responses –only those that are most common.

Card Type Card Number Response Code Text
Visa41234567890100121Refer Card Issuer
Visa41234567890100202Special Conditions
Visa41234567890100383Invalid Merchant
Visa41234567890100464Pick Up Card
Visa41234567890100535Do Not Honour
Visa41234567890100616Error
Visa41234567890100797Pick Up Card Special Condition
Visa41234567890100959Request In Progress
Visa412345678901012912Invalid Transaction
Visa412345678901013713Invalid Amount
Visa412345678901014514Invalid Card Number
Visa412345678901015215No Such Issuer
Visa412345678901017817Customer Cancellation
Visa412345678901018618Customer Dispute
Visa412345678901019419Re-Enter Transaction
Visa412345678901020220Invalid Response
Visa412345678901021021No Action Taken
Visa412345678901022822Suspected Malfunction
Visa412345678901023623Unacceptable Transaction Fee
Visa412345678901024424File Update Not Supported By Receiver
Visa412345678901025125Unable To Locate Record On File
Visa412345678901026926Duplicate Update Record, Old Record Replaced
Visa412345678901027727File Update Field Edit Error
Visa412345678901028528File Update File Locked Out
Visa412345678901029329File Update Not Successful, Contact Acquirer
Visa412345678901030130Invalid Pin Block
Visa412345678901031931Acquirer Not Supported By Switch
Visa412345678901032732Completed Partially
Visa412345678901033533Invalid Expiry Date
Visa412345678901034334Suspected Fraud
Visa412345678901035035Card Acceptor Contact Acquirer
Visa412345678901036836Restricted Card
Visa412345678901037637Contact Security – Acquirer
Visa412345678901038438Pin Tries Exceeded – Card Retained
Visa412345678901039239No Credit Account
Visa412345678901040040Request Function Not Supported
Visa412345678901041841Lost Card
Visa412345678901042642No Universal Account/Closed Account
Visa412345678901043443Stolen Card
Visa412345678901044244No Investment Account
Visa412345678901051751Insufficient Funds
Visa412345678901052552No Account Of Type Requested
Visa412345678901053353No Savings Account
Visa412345678901054154Invalid Expiry Date
Visa412345678901055855Invalid Pin
Visa412345678901056656No Card Record/Card Not Found
Visa412345678901057457Transaction Not Permitted To Cardholder
Visa412345678901058258Transaction Not Permitted At Terminal
Visa412345678901059059Suspected Fraud
Visa412345678901060860Contact Terminal Acquirer
Visa412345678901061661Amount Limit Exceeded
Visa412345678901062462Restricted Card
Visa412345678901063263Security Violation
Visa412345678901064064Original Amount Incorrect
Visa412345678901065765Exceeds Withdrawal Frequency Limit
Visa412345678901066566Contact Security Acquirer
Visa412345678901067367Suspected Counterfeit Card
Visa412345678901068168Transaction Timed Out
Visa412345678901075675Excessive Pin Tries
Visa412345678901090590Settlement/Cutover In Process
Visa412345678901091391Card Issuer Unavailable
Visa412345678901092192Transaction Cannot Be Completed
Visa412345678901093993Duplicate Transmission
Visa412345678901094794Reconciliation, Cutover Or Checkpoint Error
Visa412345678901095495System/Component Malfunction
Visa412345678901096296System Malfunction
Visa412345678901097097MAC Incorrect
Visa412345678901098898No Communications Key Available For Use
Visa412345678901099699Unknown Error
Visa4123456789011077107Invalid transaction Amount
Visa4123456789011101110Invalid credit card number
Visa4123456789011119111Invalid credit card expiry date
Visa4123456789015003500Batch Record Exception
Visa4123456789015011501IP Address Maximum Amount for Period
Visa4123456789015029502IP Address Maximum Count for Period
Visa4123456789015037503CustRef Maximum Amount for Single Payment
Visa4123456789015045504CustRef Maximum Amount For Periodtd>
Visa4123456789015052505CustRef Maximum Count For Period
Visa4123456789015060506CustNumber Maximum Amount for Single Payment
Visa4123456789015078507CustNumber Maximum Amount For Period
Visa4123456789015086508CustNumber Maximum Count For Period
Visa4123456789015094509User Defined Value Maximum Amount for Single Payment
Visa4123456789015102510User Defined Value Maximum Amount For Period
Visa4123456789015110511User Defined Value Maximum Count For Period
Visa4123456789015128512Single Credit Card Maximum Amount for Single Payment
Visa4123456789015136513Single Credit Card Maximum Amount for Period
Visa4123456789015144514Single Credit Card Maximum Count for Period
Visa4123456789015151515Credit Card Number List
Visa4123456789015169516Credit Card BIN Range
Visa4123456789015987598Insufficient details to perform risk management check
Visa4123456789015995599Exception when processing risk management check
Visa4123456789016001600CC Manually Refunded
Visa4123456789017009700Invalid Disbursement XML
Visa4123456789017017701Disbursement XML amount total does not match the transaction amount
Visa4123456789017025702Account number must be supplied for each disbursement
Visa4123456789017033703Account number supplied for disbursement does not exist or account is inactive
Visa4123456789017041704Account number supplied for disbursement appears two or more times
Visa4123456789018007800Cannot find matching transaction to VOID
Visa4123456789018015801Unable to contact acquirer
Visa4123456789018023802VOID Declined by acquirer
Visa4123456789018031803VOID after settlement
Visa4123456789018049804Transaction not approved
Visa4123456789018056805Transaction already voided
Visa4123456789019963996Transaction is pending approval
Visa4123456789019971997Remote Interface Exception
Visa4123456789019989998Transaction Payment Cancelled
Visa4123456789019997999Timeout when waiting for a response
MasterCard51234567890100191Refer Card Issuer
MasterCard51234567890100272Special Conditions
MasterCard51234567890100353Invalid Merchant
MasterCard51234567890100434Pick Up Card
MasterCard51234567890100505Do Not Honour